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Nearly 13 million Americans have gotten, or will soon be getting, rebates from their health insurance companies. This is because of a provision in the Affordable Care Act (aka Obamacare) that's supposed to force insurance companies to run better.

But while the idea of getting a check from your health insurance company may sound great, some economists worry this rule could actually make health insurance more expensive.

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STEVE INSKEEP, HOST:

A flat tire could have been tragic for an Ohio man — but for a Good Samaritan who stopped to help, and who's own car was then struck by a drunk driver. Gerald Gronowski told The Plain Dealer in Cleveland that he and his son would surely have been hit as they stood on the shoulder.

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RENEE MONTAGNE, HOST:

And now to the NFL, where these days, it's tough to say where the harder hitting is happening right now; on the field, or off - where players, coaches and the media blasted this past weekend's performance by replacement officials. The regular officials were locked out by the league in June because of a labor dispute. Joining us is NPR sports correspondent Tom Goldman. Good morning.

TOM GOLDMAN, BYLINE: Hi, Renee.

A Harvard researcher says a "new gospel" written on a fragment of papyrus shows some early Christians believed Jesus had a wife. The fragment — which scholars believe was written in the fourth century — is creating a sensation among New Testament experts.

Spanish-language network Univision will broadcast the first part of its presidential forum Wednesday night. GOP presidential nominee Mitt Romney will be the first candidate to appear, and President Obama follows Thursday night.

The presidential interviews came after a dramatic clash that would rival any of the network's famous telenovelas. Univision confronted the Commission on Presidential Debates, the nonprofit group that organizes the candidate debates, after it announced an all-white lineup of moderators.

The most expensive work of art ever sold at auction is going on public display at New York's Museum of Modern Art. For six months starting in late October, museum-goers can stare into the abyss suggested by Munch's iconic image of a screaming man beneath a swirling orange sky.

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STEVE INSKEEP, HOST:

NPR's business news starts with an adjustment to the oil supply.

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The head of Japan's Foreign Trade Council says China has started to delay imports of Japanese products. It's a replay of the de facto trade sanctions China imposed two years ago during a similar flare-up of tensions. The most recent confrontation was sparked by Japan's purchase of disputed islands which China claims sovereignty over. In Japan, the response to the more than a week of anti-Japanese protests across China has been shock.

Erick Erickson editor of RedState.com says Republican presidential candidate Mitt Romney needs to "own" the comments he made in a video released by the liberal publication Mother Jones. In the secretly taped video, Romney was speaking to donors and said President Obama's supporters are "dependent on the government" and "pay no income tax." Steve Inskeep talks to Erickson about his reactions to the video.